Investor Rehab Financing
Fix N Flip Loans
Short-term capital for investors acquiring, renovating, repositioning, and selling or refinancing residential investment, multifamily, mixed-use, or value-add real estate.
Fix and flip financing is designed for real estate investors who need short-term capital to acquire, renovate, reposition, and sell or refinance an investment property. These loans are commonly used when timing, property condition, renovation scope, or investor strategy does not fit conventional lending guidelines.
At Pristine Capital, we help investors evaluate fix-and-flip loan options based on the property, purchase price, renovation budget, after-repair value, borrower experience, collateral, liquidity, timeline, and exit strategy. Available leverage, rates, points, rehab draw structures, documentation, and closing timelines vary by lender, property type, market, and borrower qualifications.
Fix and flip financing may be used for residential investment properties, small multifamily assets, mixed-use properties, distressed properties, value-add opportunities, and business-purpose real estate transactions where renovation or repositioning is part of the plan.
Up to 95% LTC
Potential leverage based on purchase price, budget, borrower profile, collateral, and lender review.
100% of Rehab
Rehab budget funding may be available through approved draw structures and project milestones.
Up to 75% ARV
Structures may consider after-repair value, scope of work, investor experience, and exit strategy.
Virtual draw inspections may be available.
Draw administration can vary by program, but virtual inspection options may help investors keep renovation projects moving with a more efficient review process.
Common fix-and-flip financing uses may include:
- Acquiring and renovating investment properties
- Funding purchase and rehab costs
- Completing cosmetic or structural improvements
- Repositioning distressed or underperforming properties
- Bridge financing before resale or permanent refinance
- Supporting time-sensitive acquisition opportunities
Program features may include:
- Short-term business-purpose financing
- Interest-only payment structures
- Rehab draw options based on project scope and lender review
- Asset-based underwriting with borrower and project evaluation
- Options for experienced investors and select newer investors
- Financing structures based on purchase price, budget, ARV, and exit strategy
- Potential options for residential investment, multifamily, mixed-use, and specialty scenarios
How we help review the request:
- Review the acquisition price, renovation budget, and property condition
- Evaluate projected after-repair value and exit strategy
- Assess borrower experience, liquidity, credit profile, and timeline
- Identify possible lender channels and draw structures
- Help align the request with realistic funding terms and documentation needs
Whether you are purchasing a property to renovate and resell or preparing to refinance after improvements are complete, our team can help review the scenario and identify available fix-and-flip financing options.
Start your fix-and-flip loan request today or call 800-407-5696 to discuss your project.
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