Ground-Up & Completion Capital

Construction Financing

Project-based financing for ground-up development, major renovation, completion, adaptive reuse, and investment real estate construction needs.

Construction financing reviewed around budget, collateral, draw needs, experience, and exit strategy.

Construction financing can support ground-up development, major renovation, expansion, completion, or repositioning of commercial and investment real estate. These loans are typically structured around the project budget, collateral, borrower experience, equity contribution, draw schedule, timeline, and exit strategy.

At Pristine Capital, we help review construction financing requests for business-purpose and investment real estate projects, including multifamily, mixed-use, office, retail, industrial, and specialty properties. Available structures, terms, rates, leverage, draw procedures, documentation requirements, and closing timelines vary by lender, project type, market, and borrower qualifications.

Construction loans may be paired with bridge financing, renovation financing, or a planned permanent takeout once the project is completed, stabilized, leased, sold, or refinanced.

01

Up to 95% LTC

Potential high-leverage structures may be available depending on borrower profile, project economics, and collateral.

02

100% Construction Funding

Funding for the construction budget may be considered when the transaction supports the requested structure.

03

Virtual Draw Inspections

Draw administration may support virtual inspection workflows to help keep qualified projects moving efficiently.

Program highlights may include:

  • Up to 95% LTC
  • Funding for 100% of construction
  • Virtual draw inspections

Construction financing may be used for:

  • Ground-up commercial development
  • Major renovation or rehabilitation projects
  • Construction completion and project rescue scenarios
  • Tenant improvements or adaptive reuse
  • Multifamily, mixed-use, retail, office, industrial, or specialty projects
  • Bridge-to-permanent or construction-to-permanent strategies

Typical review factors may include:

  • Project budget, scope of work, and construction timeline
  • Borrower experience, liquidity, and equity contribution
  • As-is value, as-complete value, and collateral position
  • Permits, plans, contractor information, and cost documentation
  • Exit strategy through sale, refinance, lease-up, or permanent financing
  • Loan-to-cost, loan-to-value, and draw administration requirements

Construction financing requires a clear plan, realistic budget, and supportable exit strategy. Our team can help review the project and identify available capital structures for the construction or completion phase.

Start your construction financing request today or call 800-407-5696 to discuss your project.

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