Short-Term Capital

Bridge Loans

Short-term financing for purchase, refinance, renovation, construction completion, repositioning, or timing-sensitive real estate transactions.

Bridge financing helps solve timing gaps before sale, stabilization, or permanent financing.

Bridge loans provide short-term financing when timing matters. They are commonly used when a borrower needs to purchase, refinance, renovate, complete construction, or reposition a property before permanent financing or a sale is in place.

This type of financing can help borrowers move quickly when conventional lending timelines do not fit the transaction. Bridge loans are often used for acquisitions, cash-out refinances, construction completion, rehab projects, business-purpose real estate needs, and situations where additional time is needed before securing long-term financing.

At Pristine Capital, we help structure bridge loan options based on the property, borrower profile, collateral, exit strategy, timeline, and overall loan purpose. Loan terms, rates, leverage, points, and closing timelines vary by scenario, property type, lender, and borrower qualifications.

01

Timing Solutions

Designed for transactions where a closing, refinance, renovation, or sale timeline does not fit conventional lending.

02

Short-Term Structures

Bridge options may include interest-only payments, flexible terms, asset-focused review, and transitional strategies.

03

Exit Strategy Review

Evaluate sale, refinance, stabilization, lease-up, construction completion, or permanent financing as the takeout plan.

Common bridge loan features may include:

  • Short-term financing options
  • Interest-only payment structures
  • Purchase, refinance, renovation, and construction use cases
  • Terms generally ranging from 6 to 36 months
  • Asset-based or income-supported underwriting options
  • Flexible structures for unique property or business-purpose scenarios
  • Fast review for time-sensitive transactions
  • Options for residential investment, commercial, multifamily, and specialty properties

Bridge financing is designed to solve timing and structure challenges. Whether you are acquiring a property, completing improvements, refinancing an existing loan, or preparing for permanent financing, our team can help review the scenario and identify available options.

Start your bridge loan request today or call 800-407-5696 to discuss your scenario.

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