Capital Programs
Financing Programs
Pristine Capital provides access to a broad range of commercial, private, and investor financing programs designed around real estate assets, business-purpose needs, borrower qualifications, collateral strength, and transaction timing.
Every financing request is different. Some borrowers need long-term commercial mortgage financing, while others need short-term bridge capital, construction funding, hard money, cash-out refinance options, working capital, or specialty property financing. Our role is to help review the scenario, identify practical structures, and connect the request with available capital sources.
We work with borrowers seeking financing for acquisitions, refinances, construction, renovation, stabilization, business expansion, property repositioning, and time-sensitive investment opportunities. Available loan terms, rates, leverage, amortization, points, and closing timelines vary by program, property type, lender, market conditions, and borrower qualifications.
Financing programs may include:
- Commercial loans for purchase, refinance, cash-out, owner-user, investment, and specialty property scenarios
- DSCR - Rental Loans for rental-property investors and income-focused residential investment properties
- Fix and flip / rehab financing for acquisition, renovation, repositioning, and resale or refinance strategies
- Ground-up construction financing for development, completion, major renovation, and construction-to-permanent needs
- Bridge loans for short-term timing, acquisition, refinance, stabilization, and transition needs
- Hard money and private capital for time-sensitive closings and non-bankable real estate scenarios
- SBA / owner-user financing for eligible business-purpose and owner-occupied property needs
- Working capital financing for business-purpose needs tied to broader capital strategy
How we help structure the request:
- Review the property type, collateral, and loan purpose
- Evaluate borrower profile, income, occupancy, and exit strategy
- Identify possible financing structures and lender channels
- Help align the request with realistic timing, leverage, and documentation needs
- Support borrowers through the review, term discussion, and funding process
For more detailed commercial property categories, including apartment, office, retail, mixed-use, FHA, USDA, refinance, specialty property, and other commercial structures, visit the Commercial Loans page.
Use the financing links on the left to explore the main programs, or contact our team to discuss your property, timeline, and funding objective.
Start your financing request today or call 800-407-5696 to discuss available options.
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