Over a 100-year combined track record spanning commercial financing, debt structure, private balance-sheet funding, and institutional capital placement nationwide.

Programs with competitive rates and flexible terms with loan amounts of up to $500,000,000

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Hard Money and Private Loans $50,000 to $20 Million +

Trusted, Reliable, Efficient
FAST FUNDING

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Commercial Loans When You Need Them...

Finance for all commercial types including Purchase/Refi, Construction, Private, Hard Money, Multi-Family, Hotel, Retail, Medical, Office Centers, Specialty, Church loans and more 

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Pristine Capital

Private, Commercial, and Hard Money Financing for Real Estate Needs

As premier commercial finance providers in the United States, we facilitate real estate financing for all kinds of investment properties, including commercial, industrial, multi-family, and mixed-use assets.

Our approach helps clients secure capital through conventional, private, and alternative debt channels designed to move quickly and securely when conventional banking institutions decline funding.

Transaction Advisory

Team backgrounds span NMLS-licensed residential lending and extensive real estate transaction execution.

Nationwide Investor Financing

We leverage that experience to deliver premier commercial financing and investor financing across America.

Choose your loan program

Pick a program to see financing options that may fit your project.

Financing Solutions

Capital options built around the transaction

Pristine Capital helps borrowers evaluate commercial, private, and investor-focused financing across property types, timelines, and capital needs. Whether the scenario requires speed, structure, flexibility, or a more traditional lending path, our team helps organize the request and identify practical options.

01

Hard Money & Private Loans

Short-term private capital for acquisitions, refinances, time-sensitive closings, value-add projects, and scenarios where conventional financing may not fit.

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02

Commercial Real Estate

Purchase, refinance, cash-out, owner-user, investment, mixed-use, office, retail, industrial, and specialty commercial property financing.

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03

Apartment & Multifamily

Financing for stabilized, value-add, small balance, and larger multifamily properties, including bridge, refinance, and long-term debt options.

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04

SBA & Owner-User

Business-purpose financing options for qualified owner-user properties, acquisitions, expansions, and eligible SBA lending scenarios.

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05

Fix & Flip / Construction

Investor financing for renovation, repositioning, ground-up construction, completion, and exit strategies through sale or permanent financing.

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06

Bridge Loans

Interim financing for purchases, refinances, renovation timelines, stabilization periods, construction completion, and permanent-loan transitions.

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1

Review

We evaluate the property, borrower profile, use of funds, collateral, and timing.

2

Structure

We help frame the request around leverage, terms, exit strategy, and documentation.

3

Place

We identify optimal financing solutions aligned with each transaction’s structure and capital requirements to deliver efficient funding solutions.

4

Execute

We drive transaction execution and oversee the process from structuring through funding and closing.

Execution Roadmap

From Capital Request to Funding

A closer look at how Pristine Capital transforms financing objectives into structured capital solutions and drives execution through closing.

1

Capital Request

Tell us about your property and financing objectives

Tell us about your property and financing objectives, and we’ll develop a tailored term sheet outlining loan amount, pricing, and repayment terms structured to fit your transaction.

2

Term Sheet

Term sheets issued within 24 hours

We prepare tailored term sheets outlining proposed financing structure, pricing, and key transaction terms to create alignment and accelerate the path to closing.

3

Loan Application

Submit your financing request

Provide property and financial details so we can evaluate the opportunity, structure financing options, and move efficiently toward approval.

4

Documentation

Build a transaction-ready package

We coordinate and prepare supporting documentation to strengthen underwriting, streamline review, and support efficient execution through closing.

5

Underwriting

Strategic underwriting and review

We analyze transaction, financial, and property details to optimize structure and position the opportunity for efficient execution and closing.

6

Get Funded

Access capital

Upon approval, financing is executed and capital is delivered to support closing and move your transaction forward.